Apple could be working on a whole host of financial and banking tools

Apple is reportedly working on a multi-year plan to develop its own payment processing technology and infrastructure in an effort to further build out its portfolio of financial products.

As reported by Bloomberg, the move would allow the iPhone maker to reduce its reliance on outside partners but it could also enable the company to expand its payment features beyond the US.

According to people familiar with the matter that spoke with the news outlet, the multi-year plan would bring a number of financial tasks in-house including payment processing, risk assessment for lending, fraud analysis, credit checks and other customer-service functions like handling disputes.

Since Apple is reportedly investigating the idea of launching its own hardware subscription service, being able to run credit checks and risk assessments before providing customers with devices makes a great deal of sense.

Future financial products

Although Apple already offers a credit card as well as peer-to-peer payments for businesses, its efforts to develop its own payment processing technology and infrastructure  will be focused on future financial products.

Back in July of last year, news broke that the company is also working on a “buy now, pay later” feature for Apple Pay Transactions that would allow customers to pay for items across four interest-free payments every two weeks or across several months with interest. While the plan with four payments is known internally as “Apple Pay in 4”, the longer term payment plans have been dubbed “Apple Pay Monthly Installments”.

While Apple will continue its partnership with Goldman Sachs according to Bloomberg, the company has been discussing using in-house technology for its “Apple Pay in 4” plan. 

At the same time though, the company’s in-house financial services could allow it to expand future services to additional countries. Currently Apple Pay is available in over 70 countries but other services such as peer-to-peer payments, Apple Card and Apple Cash are still US-only.

The news that Apple wants to bring more of its financial services in-house also aligns with a recent job posting looking for a hardware validation engineer to help upgrade its datacenters. Storing financial data and handling transactions could put a heavy load on its systems which is why the company wants to upgrade its datacenters with “next-generation” storage and server equipment from Intel and AMD.

Via 9to5Mac

TechRadar – All the latest technology news

Read More

Gmail on Android notifications are getting a whole new look that might divide users

Android users will soon be able to quickly see whether they have a notification from Google Chat or Spaces right from the status bar as a new update is now rolling out to Gmail.

As Hangouts will soon be replaced by Google Chat for Google Workspace users, the search giant has added new status bar icons that make it easier to differentiate between Google Chat and Spaces notifications.

Up until now, Google's messaging app Chat and its Slack and Microsoft Teams competitor Spaces have both used a filled-in message bubble with another one behind it as their status bar icon. This made it difficult for users to determine whether they had a message from a single co-worker or if someone had said something in a group chat.

Thankfully, this will no longer be the case once Google's latest update for Gmail becomes widely available.

New status bar icons

As spotted by 9to5Google, Gmail for Android is currently in the process of rolling out separate icons for both Chat and Spaces notifications.

The new Chat icon is a single message bubble that's outlined and has an empty interior while the new Spaces icon depicts three people next to each other. If either of these new icons look familiar, that is because they're currently being used on Google's email client for desktop.

While the new Google Chat icon makes sense, some users might be confused by the new Spaces icon at first since it looks more like a social networking app than a workplace chat app.

According to 9to5Google, the publication has only seen these new status bar icons appear on a single Android smartphone running Gmail version 2022.02.20. However, Google will likely roll them out to more Android devices soon.

Via 9to5Google

TechRadar – All the latest technology news

Read More

Gmail on Android notifications are getting a whole new look that might divide users

Android users will soon be able to quickly see whether they have a notification from Google Chat or Spaces right from the status bar as a new update is now rolling out to Gmail.

As Hangouts will soon be replaced by Google Chat for Google Workspace users, the search giant has added new status bar icons that make it easier to differentiate between Google Chat and Spaces notifications.

Up until now, Google's messaging app Chat and its Slack and Microsoft Teams competitor Spaces have both used a filled-in message bubble with another one behind it as their status bar icon. This made it difficult for users to determine whether they had a message from a single co-worker or if someone had said something in a group chat.

Thankfully, this will no longer be the case once Google's latest update for Gmail becomes widely available.

New status bar icons

As spotted by 9to5Google, Gmail for Android is currently in the process of rolling out separate icons for both Chat and Spaces notifications.

The new Chat icon is a single message bubble that's outlined and has an empty interior while the new Spaces icon depicts three people next to each other. If either of these new icons look familiar, that is because they're currently being used on Google's email client for desktop.

While the new Google Chat icon makes sense, some users might be confused by the new Spaces icon at first since it looks more like a social networking app than a workplace chat app.

According to 9to5Google, the publication has only seen these new status bar icons appear on a single Android smartphone running Gmail version 2022.02.20. However, Google will likely roll them out to more Android devices soon.

Via 9to5Google

TechRadar – All the latest technology news

Read More

Google Classroom is using AI to help children learn in a whole new way

Google has announced a new feature for its online learning platform that will provide students with a more personal learning experience through interactive lessons and real-time feedback.

With practice sets in Google Classroom, educators will be able to transform their teaching content into interactive assignments while an autograding tool will help them save time so that they can focus on the needs of their students instead of being bogged down with paperwork. At the same time, practice sets can help teachers figure out which concepts require more instruction time and determine what students need extra support.

As students complete practice sets, they get real-time feedback so that they can know whether or not they're on the right track. For instance, if a student is struggling to solve a problem, they can get hints through both visual explainers and videos. Then when they get the answer correct, practice sets uses fun animations and confetti to celebrate their success.

According to a new blog post, Google is currently in the process of testing out practice sets with some schools ahead of the feature's beta launch in the coming months. Once practice sets become available in Google Classroom, any educator with the Teaching and Learning Upgrade or educational institution using Google Workspace for Education Plus will be able to test them out.

Adaptive learning technology

The concept of adaptive learning has been around for decades and refers to a type of learning where students receive customized resources and activities to address their unique learning needs.

Now though, thanks to recent AI advances in language models and video understanding, Google is working to incorporate adaptive learning technology into Google Classroom through practice sets. Adaptive learning technology also saves teachers time and provides data to help them understand the learning processes and patterns of their students. 

In a separate blog post, Google explained that a teacher testing out practice sets likened the new feature to having a teaching assistant in the classroom at all times. This is because the technology provides students with one-on-one attention and validation so that they know right away whether or not they got a problem correct. Practice sets also helped drive both student motivation and engagement.

Now that Google is adding AI capabilities to Google Classroom, expect the search giant to add even more automation to its online learning platform going forward.

TechRadar – All the latest technology news

Read More

Migrating your data to Google Workspace is about to get a whole lot easier

Getting your data moved over to Google Workspace should soon be a much smoother process thanks to a new release from the company.

Google says the Workspace Migrate tool offers an easier way for admins to assess and plan migration projects, and “confidently migrate their users and large amounts of critical content directly into Google Workspace.”

Previously announced in beta way back in 2019, the tool is now generally available to admins across the world for select Google Workspace Editions.

Google Workspace Migrate

In a blog post announcing the news, Google noted that its new tool should be particularly useful for those admins looking to move a large amount of enterprise data, offering a secure and effective way to migrate information and set up on-premises infrastructure.

This includes the ability to migrate data from a wide range of sources, including Microsoft Exchange (covering Exchange 2010, 2013, 2016, and Microsoft 365), Microsoft SharePoint (including SharePoint 2010, 2013, 2016, SharePoint Online, and OneDrive for Business), Microsoft OneDrive, file shares, and Box migrations.

Google Workspace Migrate tool

(Image credit: Google Workspace)

It will also support legacy G Suite Business and Google Workspace environments, enabling admins to selectively migrate Gmail, Calendar, Drive, and more data between Google Workspace environments. 

Alternatively, the tool will allow admins to migrate all users from one environment to another, or move specific user data (such as organizational units, users, or subsets of data) between Google Workspace environments.

The tool will also allow admins to easily identify project progress and status through frequently updated and detailed logs, as well as being able to quickly scan source environments to help accurately plan for key project milestones and watch points.

Google Workspace Migrate is available now for users on Google Workspace Business Standard, Business Plus, Enterprise Standard, Enterprise Plus, Education Standard, Education Plus, and legacy G Suite Business – however not for Google Workspace Essentials or legacy G Suite Basic users just yet.

The news comes soon after Google revealed it would be cutting down on users accessing Google Workspace for free.

The company announced that all G Suite legacy free edition users would soon be shifted over to a paid version of Google Workspace from July 1 in order to ensure they kept access to tools such as Gmail, Meet and Docs.

Google Workplace plans start at $ 6/user/month for its Business Starter option, with Business Standard ($ 12/user/month) and Business Plus ($ 18 /user/month) also on offer, providing an increasing level of services with the amount paid.

Google plans to automatically move free users from May 1 to “an upgraded Google Workspace paid subscription”, based on its analysis of the customer's usage and the features it thinks you'll need. The company is also offering businesses who don't want to pay or upgrade the chance to export their data at no extra cost.

Via 9to5Google

TechRadar – All the latest technology news

Read More

Microsoft Teams meeting are about to become a whole lot more cinematic

Microsoft is working on a new update for its video conferencing software that will allow organizations with supported devices to use multiple cameras in Microsoft Teams.

There is a catch though as this new multiple camera feature will only work on select Microsoft Teams Rooms devices.

For those unfamiliar, Microsoft Teams Rooms is a dedicated hardware and software solution for video conferencing that was previously called Skype Rooms. Microsoft Teams Rooms devices include headsets, speakerphones, desk phones and Teams displays, collaboration bars, webcams and more.

According to a new post on the Microsoft 365 Roadmap, this feature is currently in development and is slated to roll out to Microsoft Teams Rooms devices like the Surface Hub 2S in January of next year.

Switching between multiple cameras

Once this new feature is available, organizations that have a meeting or conference room with more than one video camera connected to Microsoft Teams Rooms will be able to switch between them while in a video call.

To do so, they'll need to click on the icon that depicts an arrow going through a rectangle at the bottom of a Teams meeting to see a list of available cameras. From here, they'll be able to switch between cameras seamlessly without interrupting their meeting.

As more devices have built-in cameras than ever before, this new update to Microsoft Teams Rooms will allow organizations to take advantage of them. Some possible use cases include being able to switch between a wide group shot and having one individual on camera as well as being able to give attendees a close up view of a product or design.

Now that Microsoft is adding multiple camera support to Microsoft Teams Rooms, the company could eventually add this same functionality to regular Teams meetings so that individuals can also give their meetings more of a cinematic feel.

Looking to improve your video calls? Check out our roundups of the best video conferencing softwarebest business webcams and best headsets for conference calls

Via ONMSFT

TechRadar – All the latest technology news

Read More