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There are way too many free Android apps out there, so we’ve trawled through and found the top ones to download.
Posts tagged "apps"
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Malicious Android apps had already been downloaded more two million times.
India is the biggest adopter of digital wallet apps
The adoption of fintech applications including digital wallets is booming in the Asia Pacific region, according to a new study by Rapyd, a global Fintech as a Service company.
The survey said digital wallets are particularly taking off for personal transactions, such as personal repayments from family or friends, rebates, and sale of personal goods or services.
Across the seven markets studied, India was found to the biggest adopter of digital wallet apps for both business-to-business (B2B) and P2P transactions, recording the highest usage rates.
Rapyd surveyed 3,500 online consumers in the Asia Pacific region (India, Indonesia, Japan, Malaysia, Singapore, Taiwan, and Thailand) in March and April 2020, found that consumers across the region are rapidly embracing mobile fintech apps, with 77.6% of Indians, 77% of Malaysians, 70% of Indonesians, and 66% of Thai, having used a digital wallet app over the past month.
The survey respondents were identified as household decision-makers aged 18-64 across a full spectrum of income levels and asked questions around banking and payment preferences, behaviours, and concerns.
The survey, which contrasted attitudes between different countries, is a sign of where they are on their digital payments journeys. The report also found that there is no one-size-fits-all approach to global payouts. Every country is unique in its preferences and digital leaders must be prepared to localize their payout experiences to drive beneficiary loyalty and engagement.
The survey, however, threw up some interesting info about India: Indian users who are self-employed and work on a contract basis received payments more via wallets than cash or bank transfers. Around 33.5% of Indians chose this as their preferred option.
India is the only country that picked e-wallets as an option for transferring remittances. The possible reason is that the cost of remittances remain high in India.
Indians value data safety
Most interestingly, India cared more about keeping its data and private information safe than any other Southeast Asian country.
The survey said that 82% of Indians, 75% of Malaysians and Indonesians, and 68% of Singaporeans cited keeping personal information safe as the most important attribute of receiving payments.
The Reserve Bank of India, India's Central bank, would be happy to know of this as it has mandated a mechanism for all companies to store data in India, much to the chagrin of international tech giants and credit card networks.
Their insistence on safety and security reflects the mood of the Indians.
Overall, the study reflects remarkable buoyancy in the finance app industry which has seen staggering growth in global adoption, from 16% in 2015 to 64% in 2019.
Apple restricting apps around COVID-19 on the App Store
Apple has posted guidelines for developers working on apps that relate to COVID-19. Apple will only allow apps it considers that are from credible sources, which include government organizations, health-focused NGOs, companies deeply credentialed in health issues, and medical or educational institutions.
Apple is recommending that only developers from one of these recognized entities submit an app related to COVID-19. Games or entertainment related apps with COVID-19 as their theme will not be allowed. According to Apple:
The App Store should always be a safe and trusted place for users to download apps. Now more than ever that commitment takes on special significance as the world fights the COVID-19 pandemic. Communities around the world are depending on apps to be credible news sources — helping users understand the latest health innovations, find out where they can get help if needed or provide assistance to their neighbors.
Further, Apple recommends that developers use the "time-sensitive event” option on the expedite request form to ensure prioritized review when submitting a COVID-19 related app to the App Store.
The above doesn't come as a surprise, as Apple has always swayed towards an overly protective stance when it comes to dealing with controversial topics.