Having trouble copying and saving files across Windows? This could be why

Microsoft has confirmed some 32-bit apps are having issues when copying and saving files across different versions of Windows.

The issue is affecting a number of popular programs and Microsoft Office apps, including the likes of Word and Excel, with users finding they cannot save their work and being confronted with “Document not saved” error messages.

Microsoft says the issue is primarily affecting enterprise and business users, with consumers and those using Windows devices in their home unlikely to be affected. 

Windows copy issues

“You might have intermittent issues saving, or copying, or attaching files using 32-bit apps which are large address aware and using the CopyFile API,” the company said in a support page outlining the problems.

“Windows devices are more likely to be affected by this issue when using some commercial/enterprise security software which uses extended file attributes.”

Microsoft notes that all its most popular Windows builds are affected, including Windows 11, version 22H2; Windows 10, version 22H2; Windows 11, version 21H2; and Windows 10, version 21H2.

There have been no reports of File Explorer being affected by the copying issue, but Microsoft notes the CopyFile API used by a number of specific applications may be impacted. The company added that 64-bit apps are not affected by this issue, which also avoids apps that are 32-bit and not large address aware.

As it stands, Microsoft has only been able to release a fix for Windows 10 and Windows 11 21H2, which is available via the Known Issue Rollback system, adding it is working on a patch for other versions, and will provide an update soon. 

The company says users might be able to get around the issue simply by attempting to save or copy again. 

“Since the issue is intermittent, it is likely to succeed on a subsequent try,” Microsoft's advice says.

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Apple Pay Later is finally rolling out for a chosen few across 45 US states

After suffering through multiple delays, Apple Pay Later is finally touching down as it begins rolling out to randomly selected users across the United States.

Originally, the service was supposed to launch alongside iOS 16 back in September 2022, but developers ran into a variety of “technical setbacks”. Apple Pay Later allows people to apply for loans from $ 50 up to $ 1,000 to purchase whatever they want while avoiding paying the full price up-front. From there, users will pay off that amount in four separate payments across six weeks with no interest or extra fees slapped on top. $ 1,000 is a decent chunk of change, however, it's not a guarantee. Eligibility depends on your credit score; a history with low numbers will qualify for smaller loans. 

The feature will have its home in the Apple Wallet which comes with a detailed calendar that'll notify you of upcoming payments. If you're having a hard time paying, Apple will work with you to make up a new plan. And if you still can't pay off the bill, you won't be eligible for future loans. Customers must connect either a bank or debit card to their account to use the money. Credit cards cannot be used in order to, as Apple notes in its release, “prevent users from taking on more debt to pay back loans”.

Basic requirements

Before applying, you'll need to meet some basic requirements first. Currently, the feature is unavailable in Hawaii, Nevada, New Mexico, North Carolina, and Wisconsin plus all US Territories. Currently, Apple Pay Later is available in 45 states. People living in Hawaii, Nevada, New Mexico, North Carolina, Wisconsin, or any of the US territories do not have access to the feature, at this time. You have to be at least 18 years old (19 if you live in Alabama) and living in a supported state with a valid physical address.

As for hardware, all you need is an iPhone or iPad updated to iOS 16.4 and iPadOS 16.4, respectively, with two-factor authentication enabled.

Once everything is squared away, you can apply through Apple Wallet via an option at the top. Be aware the company will run a “soft credit pull” to see if you’re in a “good financial position” to borrow the money. Those rejected will get an email from Apple explaining why you didn't make the cut.

Money rules

There are some rules regarding how you can spend the loan, however. 

The money will appear on the checkout page of a purchase under the Pay Later option where you’ll have 30 days to use everything. Past that time, you’ll have to reapply all over again. Whatever you get has to be used on one big order as leftover money can't be reused somewhere else. Additionally, the loan will only be accepted by online retailers and apps supporting Apple Pay, but you won't be forced to just buy Apple tech. It'll work for multiple products bought from a single retailer. Apple cannot see the details of that transaction (your purchase of an Xbox Series X and Sonic Colors Ultimate at Target.com will not be judged).

Pay Later is not currently supporting in-physical-store payments.

Apple Pay Later customers won't pay any fees, but Apple will be making some money off this program through its cut of the fees installment payment plan provider, Mastercard, charges retailers.

The company is pretty set on maxing out the loan at $ 1,000. For more expensive purchases, say a MacBook Pro, Apple recommends using something like the Apple Card to have payments across months instead of weeks. There are plans to expand support to all eligible customers in the US later this fall when Apple Financing, LLC, begins reporting to American credit bureaus. Unfortunately, there are currently no plans for a global launch.

Hopefully, there will be. Until then, check out TechRadar's list of the best iPhone models for 2023 if you're looking for a new device.

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Smart meter installations to be increased across the UK following lockdown

The British government has set out plans to increase smart meter installation in households across the country. In doing so, the government hopes to cut both energy bills and carbon emissions.

During the first quarter of 2020, domestic installation of smart meters fell by 15 per cent. This was partially because coronavirus-related lockdown restrictions stopped engineers from visiting homes and fitting the systems. 

Some 980,000 smart meters were still installed by large energy suppliers, but this broke a run of 12 consecutive quarters where more than one million smart meters were installed in households across the country.

Now Britain has started to exit lockdown, energy suppliers are beginning to install smart meters again. As of this week, all of the ‘big six’ energy providers have restarted their smart meter operations to some extent. These companies are also joined by OVO, which is the second biggest energy supplier in the UK.

According to the government’s advice, fitting a smart meter in your home could help you save up to £250 on your energy bills. So, with installations restarting, now is a good time to run an online energy comparison and switch to a supplier that's fitting smart meters in your area.

Smart meter benefits

In Britain, 21.5 million smart and advanced meters have already been fitted in homes and small businesses. It's thought that these smart meters will be instrumental in cutting up to £16 billion from the annual cost of reaching net-zero emissions by 2050. 

Plus, the nationwide roll-out of energy meters will also cut carbon emissions by 45 million tonnes, which is the equivalent of taking 26 million cars off the road for a year.

In the shorter term, getting a smart meter fitted in your home is a great way of instantly letting your supplier know if your energy usage changes over time, and your bills can be adjusted immediately to reflect this.

If you still rely on a meter reader visiting your home, your bill may not accurately show how much energy you’ve been using, and you risk receiving a nasty shock further down the line when your bill arrives. With a new smart meter, you can conveniently track your usage and get accurate bills every month. Plus, you can see where you’re using your energy on a daily basis and adjust your habits accordingly to lower your bills.

Smart meters are changing the way many customers use electricity in other ways, too. For example, some suppliers offer cheaper off-peak charging for electric vehicles, while others boost household income by helping renewable energy generators export green energy to the grid. In fact, in some instances, customers on smart tariffs have even been paid to use electricity during windy days when there is excess clean energy in the system.

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